Terms of Service
Last Updated: November 23 2025
1. Acceptance of Terms
Welcome to Inscendo.com (the "Site"), owned and operated by Inscendo, LP ("Company," "we," "us," or "our"). By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms").
If you do not agree to these Terms, you must not use or access the Site.
2. Nature of Services
Inscendo, LP is a licensed insurance agency based in Texas. The information provided on this Site is intended for general informational purposes only and does not constitute professional legal, tax, or financial advice.
While we strive to provide accurate information regarding insurance products (including Auto, Home, Life, and Commercial insurance), the specific terms, conditions, coverages, exclusions, and limitations of any policy are governed solely by the actual policy documents issued by the insurance carrier.
3. ⚠️ IMPORTANT: No Binding of Coverage
You cannot bind, alter, or cancel insurance coverage through this Site.
Submission of Information: Submitting a form, requesting a quote, or sending an email via this Site does not create a binder of insurance or grant immediate coverage.
Confirmation Required: No insurance coverage is in effect until you have received a written confirmation or policy declaration directly from a licensed agent of Inscendo, LP or the respective insurance carrier.
Voicemail/Email: Leaving a voicemail or sending an email regarding policy changes does not constitute a binding agreement to change your policy. You must speak directly with an agent to confirm any changes.
4. Accuracy of Information
To receive accurate quotes or services, you agree to provide true, accurate, current, and complete information about yourself, your property, and your insurance history.
Misrepresentation: Providing false or misleading information (such as omitting prior accidents or property details) may result in inaccurate quotes, denial of coverage by carriers, or cancellation of existing policies.
Estimates Only: Any quotes provided via the Site or subsequent communications are estimates based on the information you provided and current rates, which are subject to change by the insurance carrier.
5. Intellectual Property
All content on this Site—including text, graphics, logos, images, and software—is the property of Inscendo, LP or its content suppliers and is protected by United States and international copyright laws.
Limited License: You are granted a limited license to access and use the Site for personal, non-commercial purposes (e.g., obtaining an insurance quote).
Restrictions: You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written consent.
6. Third-Party Links and Tools
Our Site may contain links to third-party websites (e.g., carrier login portals, payment processors, or social media pages).
No Endorsement: These links are provided for your convenience. We do not control or endorse the content or practices of these third-party sites.
Risk: Accessing third-party sites is at your own risk. We strongly encourage you to review the terms and privacy policies of any site you visit.
7. User Conduct
By using the Site, you agree not to:
Use the Site for any unlawful purpose.
Attempt to gain unauthorized access to our systems or user data.
Use any automated means (robots, spiders, scrapers) to access the Site for any purpose without our permission.
Transmit any viruses, malware, or harmful code.
8. Limitation of Liability
To the fullest extent permitted by applicable law (including Texas law): Inscendo, LP, its partners, agents, and employees shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:
Your use or inability to use the Site.
Any errors or omissions in the content of the Site.
Any reliance placed by you on the completeness or accuracy of information provided.
Unauthorized access to or alteration of your transmissions or data.
9. Indemnification
You agree to indemnify, defend, and hold harmless Inscendo, LP, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of your use of the Site or your violation of these Terms.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Harris County (or the appropriate county for Spring, TX).
11. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
12. Contact Information
If you have any questions regarding these Terms of Service, please contact us:
Inscendo, LP - 24900 Pitkin Rd Spring, TX 77386
Phone: [Insert Phone Number]
Email: [email protected]